Home contents insurance

As a tenant of an apartment or as a homeowner, you are likely aware of common sources of risk that can threaten your residence and your belongings. These sources include fire and water damage, as well as hail and burglary. When a damage event occurs, the amount of damage can quickly become significant. In this situation, a home insurance policy can be of assistance. It provides coverage up to a specified insurance value to compensate for the damages, and depending on the policy, it may also offer additional benefits such as free accommodation in a hotel if the residence becomes temporarily uninhabitable.

A concise example of a sensible inclusion in home contents insurance is the coverage of hotel costs in case of damage. If, due to extensive damage to your living space, you are forced to find alternative accommodation during the repair period, some home contents insurance policies may offer to fully or partially cover the costs of your overnight stays. If, during the damage to your residence, you yourself are harmed and require hospitalization, while home contents insurance does not cover hospital expenses, some policies may cover the theft of your personal valuables and cash if they were stolen from you during your hospital stay. Home contents insurance offers a wide range of inclusions. Choose a policy that comes closest to your expectations of comprehensive protection.